From Wealth Coach on CNN Business September 7, 2021 “How Much Life Insurance Do You Need?”

Her Money September 2, 2021

The Back-To-School Financial Primer Every Teacher Needs

Investor’s Business Daily September 11, 2020 “Marketing with Pizzazz: How Photos Can Enhance Your Digital Image”

Forbes September 10, 2020 “Making Trusts for Special Needs Children

From Think Advisor August 17, 2020 “Advisors’ Advice: What Was Your College Major? — Part 1” (slide 3)

From InvestmentNews June 14, 2020 “Taming your inner bear

The sense of urgency that investors have felt this year is “often a reactive, not responsive approach,” financial adviser Megan Kopka of Kopka Financial tells clients.

“This is what we train for in investment advising and [train] better for in financial planning,” Kopka wrote in an email. “I do not take on an investment client unless they go through my financial planning process so we have a plan for adverse market conditions.”

From InvestmentNews April 16, 2020 “Advisors bolster online presence as coronavirus shuts down in-person meetings”

Megan Kopka, owner of Kopka Financial, has begun hosting networking meetings on Zoom. She launched a series that focuses on women and wealth. She uses the sessions to explain key concepts of financial planning and financial wellness.

“Zoom has been the avenue for me to reach out and show myself as an educator and relate to people without using industry jargon,”
Kopka said.

From Wilma Magazine March 2012, “Girls Just Want to Have Funds”

In seminars, Kopka talks about gender roles, investment strategies, what happens after divorce or widowhood and she offers these general tips.

“Women save. Men invest. Women want to be all things to other people—but make sure your money is serving you. You’ll save money on the dress or the groceries, but fail to invest. Get into a planning mentality. Women plan to have children, a house, a career. If you think, ‘I have to pay a co-pay to the doctor, so I won’t invest this month…Is that good? No. Stick to the plan.’

We work hard for our money and our money should serve us in life. Even though the glass ceiling has cracks, it still exists. Women no longer work for a second income; we create a presence in the workforce. About 42 percent of MBAs now go to women, yet we are likely to earn less than men and more likely to be in and out of the workforce to take care of children and aging parents. Coupled with the fact that women live longer, we should be investing more than men. If your husband is making $43,000 a year and you are making $40,000, but you are putting away $4,000 a year and he’s putting away $4,300, when you retire it makes a big difference. Women who are saving 10 percent should be saving 15 percent to make up the difference.

Overtrading causes trouble. Men are more likely to be overconfident; women are more likely to be methodical. Studies show this to be one reason women lose less money, so they have more continued growth. We are strong, resourceful women and we can find information to make informed investment decisions.”


Conversations From My Deck